Programs
Four integrated program areas, one pathway
Designed to strengthen financial capability, workforce stability and household resilience. Each program addresses a different step on the path from financial strain to lasting stability.
Financial Capability & Economic Mobility
Build practical financial knowledge and preparedness that supports household economic resilience.
Free courses, tools and a certificate that build everyday money skills: budgeting, credit, savings and planning.
Learn about this program →Workforce Stability & Development
Reduce financial and resource barriers that can disrupt employment and career stability.
Education and resources that help public-service and essential workers stay and grow in their jobs.
Learn about this program →Veteran & Military-Family Economic Stability
Provide financial-readiness and resource-navigation programming tailored to veterans and military households.
A clear pathway for veterans and military families through education, benefits information and referral.
Learn about this program →Emergency Stabilization & Supportive Services
Address documented short-term hardships that threaten essential household needs or employment continuity.
Structured, verified short-term help so a single emergency doesn’t cost someone their home or job.
Learn about this program →Theory of change
How our work leads to results
Outcomes are what our programs are designed to achieve. We report results only after we have measured them.
Inputs
- Funding
- Staff
- Volunteers
- Community partnerships
- Technology and client portal
- Curriculum
- Referral relationships
- SEI alliance outreach
Activities
- Financial education
- Workforce-development programming
- Benefits and resource navigation
- Financial-readiness tools
- Participant screening
- Hardship-assistance review
- Community referrals
Outputs
- Participants enrolled
- Courses completed
- Certificates earned
- Individuals screened
- Applications reviewed
- Referrals completed
- Assistance awards issued
- Partners engaged
Short-term outcomes
- Improved financial knowledge
- Improved budgeting confidence
- Improved emergency preparedness
- Increased resource awareness
- Increased benefits-navigation capability
Intermediate outcomes
- Improved financial stability
- Reduced vulnerability to financial shocks
- Improved employment continuity
- Improved access to supportive resources
Long-term impact
- Economic mobility
- Workforce stability
- Household resilience
- Stronger public-service and essential-worker communities
Free financial tools
Debt payoff planner
Part of our Financial Capability program. Enter your own debts to compare paying the highest interest rate first (avalanche) with paying the smallest balance first (snowball). Nothing you enter leaves your device.