Afford Today Certificate Program
Complete all 4 free financial literacy courses and earn your Afford Today Certificate of Financial Readiness — without ever leaving this site. Designed specifically for veterans, first responders, and essential workers.
Courses, Tools & Resources
We believe informed veterans and families are empowered ones. Access free courses, financial tools, benefits guides, and partner resources — all in one place.
Financial Education & Planning
Step-by-step guides to help veterans and families build financial confidence — from budgeting basics to long-term wealth-building.
Learn how to create a household budget, track expenses, and build an emergency fund — even on a fixed or irregular income.
Start CourseUnderstand how to prioritize debts, negotiate with creditors, and rebuild your credit score with a clear, actionable roadmap.
Read GuideA free downloadable worksheet to map your income vs. expenses, identify gaps, and set realistic savings targets month by month.
Download Free
Find Help When You Need It
Navigating benefits and emergency resources can be overwhelming. These tools make it easier to find what you’re entitled to — fast.
Find emergency rental assistance programs, veteran housing grants, and local nonprofit support near you — organized by state and eligibility.
Find ResourcesA step-by-step guide to understanding VA disability compensation, healthcare enrollment, education benefits, and pension programs.
View GuideLocate LIHEAP utility assistance, food bank locations, SNAP enrollment help, and other critical safety net services in your area.
Find ProgramsQuick Access Tools & Calculators
Simple, practical tools to help with everyday financial decisions — no signup required.
Debt Payoff Planner
Calculate how long it takes to pay off debt with different strategies.
Use Tool →Benefits Eligibility Check
Find out which federal and state programs you may qualify for.
Check Now →VA Disability Calculator
Estimate your combined VA disability rating and monthly compensation.
Calculate →Need Personalized Guidance?
Our team of veteran advocates is available to help you navigate benefits, connect with resources, and build a plan for your family’s financial stability. No cost, ever.
